Managing Financial Liabilities with a Company Focused on Core Values and Customer Satisfaction

Jefferson Capital is an international financial services company and one of the largest debt buyers in the United States. But what sets them apart from other providers? Below, Jefferson Capital Systems reviews what they stand for as a financial institution, along with the services they provide to consumers.

As a financial institution, the company strives to listen to consumers in order to help settle their accounts in a way that best suits the person’s needs, while offering a feasible way to manage debts. Founded in 2002 in St. Cloud, Minnesota, Jefferson Capital has since expanded to include offices across the United States, the United Kingdom and Canada.

Services and Solutions

Jefferson Capital Systems, LLC is the fourth largest buyer and servicer of charged-off and bankrupt consumer accounts in the United States. It leverages analyzed data in order to formulate the best solutions for consumers to resolve accounts.

Proprietary Solutions

A variety of proprietary solutions that are unique to the firm ensure a distinctive solution for each individual. These include the following custom-built offerings:

  • The CustomerCare Solution™ and the Recovery Solution™ allow Jefferson Capital Systems, LLC to quickly and effectively offer individually crafted solutions to consumers.
  • The PrecisionHandler Solution® leverages AI to help respond to written and verbal disputes.
  • The Vericredit Solution™ assists in investigations of consumer credit reporting.

Data Analysis to Power Pricing

Using over 20-years of data and other resources, Jefferson Capital Systems, LLC has created custom models that use predictive modeling, neural networks, and AI to inform their pricing and account management practices.

Compliance and Customer Satisfaction

Compliance is at the heart of everything Jefferson Capital Systems, LLC does. This not only helps to maintain their status as a trusted debt purchasing and financial services company, but it leads to high levels of consumer satisfaction, too.

From the very start in 2002, their team of compliance experts and auditors have been working both internally and externally with company partners to ensure that they meet and exceed all federal, state and local rules, regulations and requirements.

Jefferson Capital Systems Reviews

Core Values

Jefferson Capital also stands by its core values: integrity, respect, compliance, and communication. These values ensure that the business maintains good standing and trustworthiness, while also providing knowledgeable information in a way that benefits everyone.


Jefferson Capital is run by passionate and industry-leading professionals. Its management team has over 100-years of industry experience. In order to ensure compliance with all laws, rules and regulations, it employes a Chief Compliance Officer, along with dedicated legal, auditing and IT staff.

Connecting with the Business

Jefferson Capital Systems, LLC was founded on the bedrock principles of listening, identifying solutions, and “doing the right thing.” It’s why each year, it is able to help hundreds of thousands of its account holders find workable solutions to resolve their accounts and move forward with their lives As part of those principles, Jefferson Capital Systems, LLC always wants to connect with consumers who may be facing financial difficulties and looking to resolve debt related responsibilities.

Jefferson Capital Systems
Jefferson Capital Systems Reviews